Understand What Governs Your Account
Your use of winluck — opening an account, funding it through GCash, Maya or InstaPay, and placing wagers — is subject to the terms published on this page. These terms form a binding agreement between you and the platform operator. Availability is conditional on local law
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in the Philippines; if applicable regulations in your location restrict online gaming, those laws take precedence and you are responsible for confirming your eligibility before registering. We update these terms when our services, payment rails or account processes change. The current version is always the one
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shown here. Continuing to use your account after a revision goes live means you accept the updated terms. We recommend reviewing this page periodically, especially if you use instant-transfer methods like InstaPay or have an active wallet balance on the platform. Financial transactions processed via GCash,
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Maya and InstaPay are subject to each payment provider's own user agreements in addition to ours. Disputes about a specific transfer are resolved first through the payment channel's own process; if unresolved, our support team steps in. Winnings, where applicable, are paid to the same wallet
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or bank account used for your deposit unless a verified alternative is approved by our payments team.
Service availability depends on eligible regions and local law. Philippine online gaming is regulated, so check local rules before opening an account. 21+ where applicable.